Tin Ho.

Hi, my name is

I'm a software guy with a master's in finance, so always down to nerd out on both microservices and money markets.

Merging my passions for both code and capital, I'm currently seeking my first role in Fintech.

I build apps and financial models.

Why Fintech?

Short Answer:

I do finance. I do tech. So it makes sense that I do Fintech.

Long Answer:

1) My background - Fintech puts my 4 years of finance training and 6 years of software-building to their best use, merging my passions for both code and capital.

2) Dynamic Environment - Fintech is a fast-paced environment so there's always something new to learn, be it regulation, market trends, or technological shifts.

3) Interdisciplinary Talent - Fintech brings together experts from many fields, all of whom I'm excited to learn from; can't wait to pick their brains 🧠

UX/UI Design

> Figma

> Zeplin

> Webflow

Web Dev

> HTML/CSS/JS

> Typescript

> Node.js

Financial Analysis

> Python

> SQL

> Tableau

A few tech tools I've been using in my recent experiments:

Generative AI

> OpenAI APIs

> Vector Databases

> Replicate Models

My toolbox

Featured Projects

Some stuff I've tinkered with

Startup Studio

Lean Start Lab

I love startups and obsess with taking things from 0 to 1. Lean Start Lab is the manifestation of that obsession.

I've helped dozens of early-stage startups test their ideas, raise seed funding, and launch MVPs 🚀

Startup MVP Go-To-Market

Full Stack Web App

AI Playground

The best way to learn AI is to play with it.

That's my motto for AI Playground, a collection of simple AI tools for people (mostly my university friends) to experience gen-AI for themselves while having fun with it.

OpenAI React Next.js

Healthcare SaaS Platform

Nemechek Navigator

A searchable knowledge base for Dr. Nemechek's content.

Designed for on-demand Q&A through a Google-like interface, the platform has seen 60,000+ questions asked and answered since launch, helping patients achieve speedier recovery.

OpenSearch Airtable Mixpanel

Financial Data Analysis

US Banking Failures

In the midst of the Silicon Valley Bank collapse, I was curious about the history of US banking failures.

So I used Python (and ChatGPT) to crunch the numbers on 100+ years of data, then wrote a report + a tweet storm.

Python ChatGPT DataViz

Software Solution Research

Insurance KYC/AML

Know-Your-Customer (KYC) / Anti-Money-Laundering (AML) is crucial for a multibillion-dollar insurance company.

To help them modernize the onboarding experience, I put together a vetted list of KYC/AML vendors.

KYC/AML AI Cybersecurity

Finance Capstone

Kohler Valuation

A comprehensive valuation exercise of Kohler's minority share, this case forced me to use all of the financial analysis techniques I learned during my Master of Finance, as a capstone project should. Now I'm an MF 😉.

DCF Multiples WACC

Financial Simulations

Monte Carlo Simulation

Financial modeling is nothing more than making educated guesses, so instead of making just 5 or 10 such guesses, why not make 1,000 or even 10,000 of them?

That's where the Monte Carlo Simulation comes in.

Monte Carlo Tornado Pharma

Financial Forecast

Adjusted Present Value

It's tough to value a company who is changing how it uses debt with a traditional Discounted Cash Flow (DCF) model.

I used the Adjusted Present Value (APV) method to separate the value of the company and of its debt use into 2 parts.

APV Free Cash Flow M&A

Startup Pitch

AI Scenario Tester

Finance is forward-looking, and looking forward is all about asking series of What-Ifs.

Toggle.AI makes answering What-Ifs extremely easy, so I shared it with colleagues from my master of finance program.

Pitching AI What-Ifs

Let's chat

Coffee convo always welcomed!

tin@tinho.io